Current Articles and Relevant News
What is Universal Life Insurance and How Does it Work?
Anytime individuals search for permanent life insurance, they usually think only of Whole Life insurance; nevertheless, another kind of permanent coverage is Universal Life (UL). UL is less costly than Whole Life and, when set up correctly, will protect you for a...
Do I need Life Insurance for a Stay-at-Home Parent?
We all know that the primary purpose of life insurance is to provide financial support for surviving loved ones. Even in cases where there is no one left behind, it makes sense that a person makes financial arrangements for their burial using life insurance. There...
Term Life Insurance: What You Should Know Before You Buy
You certainly aren't alone if you find shopping for life insurance a perplexing and frustrating process. Even for those with a basic understanding, the intricate details of many life insurance products can be overwhelming for consumers.Term life insurance is one of...
Life Insurance Required by Divorce Decree
Divorce decrees involving an ex-spouse to pay alimony or child support will usually require a life insurance policy in most states. Each decree is different depending on the marriage, lawyer, and the state. Regardless of the requirements, it’s important to find a...
Term Life Insurance for the Family
In every family unit, there always remains a risk that a family member will die and, as a result, the surviving family members will incur certain expenses and may be left without the main breadwinner to support the family. A recent review of funeral costs indicates...
The Term Conversion Privilege: Don’t Buy Without It
As we grow through our lives, it's typical to accumulate considerable debt while purchasing homes, vehicles, investing in retirement, opening a business, or starting a family. In our younger years, when plenty of coverage is necessary, the most affordable type of...